Pull a real Equifax credit report from $29.99, then let AI read the bank statements, verify ID, cross-check the LTB, and summarise the risk — all in one report. A soft inquiry that doesn't affect your tenant's credit score. Free pre-screening to start, and the tenant can pay if you want.
Create a free account to get started.
Free for landlords to start. Real Equifax credit pulls and AI add-ons are paid per check — and either the tenant or the landlord can pay. Available to landlords in every province.
Simple, honest pricing
Start with a real Equifax credit report, then add only the checks you want. The whole screening is a soft inquiry — it doesn't affect your applicant's credit score, and either the landlord or the tenant can pay.
Step 1 · Free
$0
Collect the applicant's profile, rental history, income and references before you spend a dollar.
Step 2 · Credit report
$29.99 / check
A real Equifax credit report, read and summarised in plain English by AI.
Step 3 · Optional add-ons
+ à la carte
Add only what the application needs — one report, one decision.
Why landlords switch to LandlordEzy
Most credit-check tools hand you a score and disappear. LandlordEzy is the one place that screens the tenant and runs the rest of the tenancy — listing, lease, rent collection, LTB notices and rent reporting — all on one login.
| What you get | Standalone credit service | LandlordEzy |
|---|---|---|
| Real Equifax credit report | ||
| Soft inquiry — no score impact | ||
| Tenant-pays option | ||
| AI bank-statement & affordability analysis | ||
| AI identity verification | ||
| Ontario LTB order cross-check (45,000+ orders) | ||
| Landlord Reference Network | ||
| Free tenant pre-screening | ||
| Advertise the rental & collect applications | ||
| Ontario Standard Lease + e-signature | ||
| Rent collection, ledger & Equifax rent reporting | ||
| LTB notices (N4, N1) generated for you |
One login, one invoice, one connected record for every tenant — instead of a different service (and a different bill) for every step.
AI deep scan technology
LandlordEzy analyzes everything your tenant submits — not just their credit score. The system reviews pre-screening answers, financial documents, supporting records, bank statements, references, and risk signals together to give landlords a complete view.
Free + paid screening workflow
Start with free pre-screening and move to a full paid AI Credit Check when you want credit, income, banking, document, and fraud-risk analysis.
Pre-screening helps landlords collect basic tenant details before spending time on a full credit check — filtering applicants and organizing applications faster.
The complete AI Credit Check includes the tenant's pre-screening data and adds deeper verification using credit, documents, income review, bank statement analysis, and AI risk scoring.
Financial behavior & bank statement analysis
Understand real affordability, spending patterns, and financial discipline. Tenants can upload up to 4 months of bank statements so landlords see how money is actually managed — not just what appears on a credit score.
AI missing document detection
If the tenant's profile is incomplete, LandlordEzy AI helps identify what's missing and shows landlords what to request before a final decision.
Tenant upload notifications
When files are missing, the landlord can notify the tenant to upload the required documents. Once uploaded, LandlordEzy AI re-checks and updates the report.
Verified and reusable credit reports
Eliminate fake documents, repeated screening costs, and uncertainty. Every completed credit check can be verified directly through the platform.
Simple, landlord-friendly reports
Everything you need to make a confident leasing decision in one place.
Equifax credit report with AI explanation
We don't just show you a score — we explain it. Landlords quickly understand payment history, debt load, and key red flags without interpreting a raw report.
Live report updates
Your report updates every time new data is added. If AI detects missing files, the landlord can notify the tenant and request the upload.
How it works
Flexible payment options
Use free pre-screening first to collect the tenant's basic rental profile. When deeper screening is needed, the complete AI Credit Check is paid and can include pre-screening data, the Equifax report, banking review, document analysis, and AI risk insights.
Stored in tenant profile
Never lose important tenant data again.
FAQ
On LandlordEzy, a real Equifax tenant credit check starts at $29.99 per check. You can add AI bank-statement analysis ($10), AI identity verification ($10), an Ontario LTB order cross-check ($5), the Landlord Reference Network ($5), or an expert human review ($65) — so you only pay for what each application actually needs. Tenant pre-screening is free.
No. A LandlordEzy tenant credit check is a soft inquiry. Soft inquiries are used for tenant screening and never lower the applicant's credit score, so tenants can apply with confidence and you still see the full Equifax credit report.
Credit checks, AI screening and free pre-screening work for landlords in every Canadian province — the Equifax credit report is national. A few tools are Ontario-specific (the LTB order cross-check and the Ontario Standard Lease), but the core credit check and screening are Canada-wide.
A standalone service hands you a credit score and stops there. LandlordEzy gives you the same Equifax report plus AI bank-statement and affordability analysis, identity verification, an LTB cross-check and the Landlord Reference Network — and then runs the rest of the tenancy: listing, lease, rent collection, rent reporting and LTB notices. One login and one invoice instead of a separate service for every step.
Yes. Turn on Tenant Pays and we send the applicant a secure link to pay and upload their documents — you never front the cost. You can also choose to credit the fee toward their first month's rent if you approve them.
Yes. LandlordEzy tenant pre-screening is free and collects the applicant's rental profile, history, employment, income, references and supporting documents — so you can filter applicants before paying for a full credit check.
Tenants can upload up to four months of bank statements and our AI summarises real affordability: income vs. expenses, cash-flow stability, recurring obligations, discretionary spending and any signs of financial stress — the things a credit score alone can't tell you.
One unified report: an AI risk summary, the full Equifax credit report, bank-statement and affordability analysis, identity verification, the LTB order cross-check, Landlord Reference Network results, guarantor details and any expert human review — plus missing-document alerts so you never decide on incomplete information.
How to run a credit & background check — Help Centre guide →
Start with free tenant pre-screening, then use the paid complete AI Credit Check with Equifax credit checks, bank statement analysis, missing-document detection, upload notifications, verified reports, and landlord-friendly AI insights.